Auto Loans

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The ride you need, without the wait.

With an auto loan from United Bank, getting the right vehicle is simple. Whether it is a new truck for work, or a reliable car for your family, no matter the need, we make financing easy.

Our loans are built to keep you moving. With a simple application process and quick approvals, you’ll find competitive terms that fit any budget.

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Loan Features

Competitive rates and flexible repayment terms

Easy application process

Fast local decisions

Automatic payment options

New Auto Loan Rates

Current Year or Untitled. Rates shown are the lowest available APR by term and credit score tier.

Term	Credit Score 715+	Credit Score 714–665	Credit Score 664–615
0–36 Months	4.99% APR*	5.43% APR*	7.99% APR*
37–60 Months	4.99% APR*	5.32% APR*	7.88% APR*
61–84 Months	5.53% APR*	5.68% APR*	8.23% APR*

Used Auto Loan Rates

Not Greater Than 8 Years. Rates shown are the lowest available APR by term and credit score tier.

Term	Credit Score 715+	Credit Score 714–665	Credit Score 664–615
0–36 Months	6.05% APR*	6.45% APR*	8.13% APR*
37–60 Months	6.20% APR*	6.50% APR*	8.27% APR*
61–72 Months	6.67% APR*	6.97% APR*	8.72% APR*

United Bank makes it easy to get the financing you need with the service you deserve. Apply today and get moving.

Contact Us Today:

Visit your local branch, call us at 800-423-7026, or fill out the form below.

*APR = Annual Percentage Rate. Subject to credit approval. Rates and terms may vary based on creditworthiness. New vehicle loans available for terms up to 84 months; used vehicle loans available up to 72 months. New model year defined as 2026; used must be within 8 model years. Example: A $50,000 loan at 4.99% APR for 60 months is approximately $943.33 per month. A 0.25% rate reduction is available with automatic payments from a United Bank account. Additional terms and conditions may apply. See bank for details.